Moving beyond reactive property fraud protection

Property fraud is on the rise in the UK. While not the most common form of financial crime, when it strikes, the losses can be devastating - sometimes wiping out life savings in a single transaction.

For years, the frontline defence has been HM Land Registry’s Property Alert a free and valuable service that warns homeowners if suspicious activity is registered against their title. But let’s be clear- this is a reactive tool. By the time the alert arrives, a fraudulent application is already in motion. Victims still face stress, financial exposure, and lengthy disputes.

It’s time to think beyond reaction!

Proactive protection with Title Guardian

Title Guardian changes the game. Instead of waiting until fraud hits the Land Registry system, it monitors across multiple channels - Land Registry, property portals, rental listings, Companies House - to spot suspicious activity much earlier.

• Multi-channel alerts: SMS, email, app notifications.

• Identity checks built-in: KYC, AML, and ID verification.

• Broader coverage: picks up signals of fraud well before they reach the registry.

This is fraud prevention in real time, not just fraud detection after the fact.

Why Property Searches Directs'

involvement matters

Here’s where the shift becomes systemic. Through a new collaboration, PSD claimants can access Title Guardian protection at 50% less.

This does three important things:

1. Shifts the balance of risk – fewer claims by cutting fraud off at source.

2. Makes proactive tools accessible – advanced monitoring at an affordable price point.

3. Creates industry alignment – insurers, landlords, and homeowners pulling in the same direction to stop fraud before it starts.

The bigger picture

This is more than a product discount. It signals a new model for property risk management:

• From reactive alerts to proactive surveillance.

• From isolated tools to integrated partnerships.

• From absorbing costs to avoiding them altogether.

The collaboration between Title Guardian and PSD represents a step-change in how we protect the UK’s most valuable asset class - our homes.

Closing Thought.....

HM Land Registry’s Property Alert remains a critical safety net. But as fraudsters get more sophisticated, safety nets

aren’t enough. Layering Title Guardian’s proactive shield on top especially now at half the cost for PSD claimants, marks a turning point.

Because when it comes to property fraud, reactive is good… proactive is better.

Download Title Guardian’s app in the Apple or Android stores add code PSD50 and claim the discount today or visit us today at https://www.propertysearchesdirect.co.uk/title-guardian

or call 0333 090 9187