PURCHASE AT THE POINT WHEN YOU ARE CONFIDENT THAT THE PROPERTY TRANSACTION WILL COMPLETE AS THIS PRODUCT IS NON REFUNDABLE.
This is to pay the premium for the Potential Risk Chancel Indemnity Policy for your specific property.
The charge, which is a one off payment, includes the policy premium and all administration charges for obtaining the policy and placing the policy on risk.
THE INSURED The party for whom a chancel search revealing a potential liability has been undertaken, and any bank, building society or other similar lending institution holding a mortgage or charge on the Property at the Policy Date
The cover does not require policy holders names as they will be sought and cross-referenced from land registry data at the point of claim. This policy is not transferrable to subsequent owners.
Chancel liability requires land and homeowners to contribute towards works carried out on the part of the church containing the altar and the choir (the Chancel) of an Anglican parish church. Chancel Repair Insurance provides cover in the event of a claim from neighbouring churches in relation to such repairs.
Only order this product if you can confirm 'yes' to all the following Statements of Fact:
1. Has the Property been used continuously as a single private dwelling throughout the past 12 months? - YES
2. Can you confirm that the Property is not comprised of more than 20 acres? - YES
3. Can you confirm that, within the past 3 months, a search has been carried out at the Land Registry which does not disclose the registration, or notice of intended registration, of a chancel repair liability affecting the Property? - YES
4. Can you confirm that you are not aware of any correspondence or contact by or with a parochial church council or any other church body or authority about a liability for chancel repair which affects either the owners of the Property, or owners of other properties in the vicinity of the Property? - YES
See a copy of the potential chancel liability indemnity policy documentation HERE
Insurance Policy for a Potential Chancel Repair Risk (up to £500k cover)
PLEASE ensure that when placing an order, you have provided us with accurate information about the property. Once a report has been ordered it cannot be amended and cannot be refunded. Orders will be processed soon after payment is received. IF you have made an error, contact us with updated information prior to completing your checkout to avoid us processing orders that may contain errors.