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Chancel Indemnity

The cover does not require policy holders names as they will be sought and cross-referenced from land registry data at the point of claim. This policy is not transferrable to subsequent owners.


This product is a 'No Search Chancel Indemnity' product designed for people who do not know whether there is a risk of chancel liability and is placed on risk with the insurer and remains valid during your ownership for this single premium.

If you know that the property you are buying has a chancel liability because you or your legal representative has carried out a chancel search, this policy will not be valid for you.


Chancel liability requires land and homeowners to contribute towards works carried out on the part of the church containing the altar and the choir (the Chancel) of an Anglican parish church.  Chancel Repair Insurance provides cover in the event of a claim from neighbouring churches in relation to such repairs.


Only order this product if you can confirm 'yes' to all the following Assumptions:


  • The Property is a single residential dwelling or flat and this use will continue - Yes
  • Cover is required where no application for a Chancel “screening” search or full search of the Records of Ascertainment has been carried out which may have revealed a potential chancel liability affecting the Property - Yes

  • The Title to the Property contains no reference to a chancel repair liability and the current owner is not aware of a chancel repair liability applying - Yes

  • There have been no chancel repair demands received or made and no enquiries exchanged with the church authorities relating to the chancel repair liability - Yes


See a copy of the no search chancel indemnity policy documentation HERE


Watch our video HERE

Chancel Indemnity


PLEASE ensure that when placing an order, you have provided us with accurate information about the property. Once a report has been ordered it cannot be amended and cannot be refunded. Orders will be processed soon after payment is received. IF you have made an error, contact us with updated information prior to completing your checkout to avoid us processing orders that may contain errors.

For your peace of mind our pack products provide industry expected levels of insurance and are compliant with all regulating bodies and codes of conduct.:

Our Local Authority Search is protected by Professional Indemnity Insurance arranged by Travelers Insurance Co Ltd, the limit of which is £10,000,000. This indemnity also provides cover for errors and omissions in local authority and water company data/records which are used to compile our search reports. The search further benefits from 6 years run-off cover.

Our Drainage & Water Reports come with a £2 Million indemnity insurance from 'stewart title'

The Airchecker Report comes with a PI cover of £2million

The Ground Report comes with £1 million of indemnity cover in the aggregate in respect of any one Property.

The Homecheck Pro Report is backed by £10 million professional indemnity insurance.

The Groundsure Homebuyers Environmental report comes with Reliance: £10m Professional Indemnity Insurance. Can be relied upon by all professional parties within a property transaction, first purchasers/tenants and their advisers. Please refer to Groundsure terms & conditions.

The Envirosearch Residential Report comes with: a Radon screen- Insurability statement,  PI cover of £10million, Free ‘Further Action’ risk re-review service and £150,000 Contaminated Land excess free remediation contribution

The Homecheck Flood Report comes with a Consultant assessment on high risk sites, Clear next steps, £10m PI cover of £10million, Insurability statement, is Law Society compliant, FloodRe eligibility indicator

Our No Search Chancel Repair Insurance Policy provides up to £500,000 of Indemnity Insurance per property.

Argyll Energy & Infrastructure report comes with a Professional Indemnity Cover of £10million (terms apply)

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